RepoMarket — Document Packet · Compare Versions

Design Mock
Invoice Sale Agreement Odometer Shipping Email Title Transfer

Option A · 4 documents

Pragmatic structure that matches your real product: a vehicle with a 6-month limited warranty and 14-day return. Sale Agreement bundles Purchase + Acknowledgement + Warranty terms + ESIGN reference to website T&C. Bill of Sale absorbs Repossession Affidavit (conditional) and POA (optional).

4
PDF documents
1
Email notification
0
Redundant docs
PHASE 1CONFIRMEDEXISTING — minimal copy edits

Auction Invoice

slug: auction-invoice · type: INVOICE

Generated by the existing /api/pdf/invoice/[orderId] route from CompanyProfile + InvoiceTemplate. No new template needed in DocumentTemplate library — this is purely the rendered receipt. Click-to-agree happens at checkout; audit log entry references the invoice number.

Trigger

  • Order CONFIRMED (Buy-Now accepted OR winning bid approved)
  • Generated by existing PDF route
  • HMAC fingerprint already implemented

What changes

  • Add line about warranty included NEW
  • Add reference to website T&C version accepted NEW
  • Otherwise unchanged from today
PHASE 1CONFIRMEDMERGED · 3-IN-1NEW

Vehicle Sale Agreement

slug: vehicle-sale-agreement · type: CONTRACT

Absorbs: Vehicle Purchase Agreement + Buyer Acknowledgement + Limited Warranty Terms + ESIGN acceptance of website T&C. One signed contract covers the sale, the warranty, the disclosures, and acceptance of website terms.

Trigger

  • autoSendOnStatuses: ["CONFIRMED"]
  • Sent immediately after invoice
  • Payment blocked until click-to-agree audit log row exists

Sections (8)

  • Parties + Vehicle ID
  • Repossession origin disclosure (UCC § 9-610)
  • Price & payment terms
  • Limited Warranty (6mo/10K mi) NEW
  • 14-day return policy NEW
  • Buyer affirmative acknowledgements
  • ESIGN acceptance of website T&C
  • Arbitration & governing law

1. Parties & Vehicle

This Vehicle Sale Agreement is between {{sellerName}} ("Seller") and {{buyerName}} ("Buyer") for the sale of the following vehicle:

VIN{{vehicleVin}}
Vehicle{{vehicleYear}} {{vehicleMake}} {{vehicleModel}}
Mileage at sale{{vehicleMileage}}

2. Repossession Origin

Buyer acknowledges the Vehicle was acquired by Seller through lawful repossession and is being sold in commercially reasonable disposition under UCC § 9-610. Original obligor redemption rights have expired.

3. Sale Price & Payment

Total: {{salePrice}} {{currency}}, due by {{paymentDeadline}}.

SECTION 4 — LIMITED WARRANTY (THE KEY CHANGE) Seller provides a 6-Month / 10,000-Mile Limited Powertrain Warranty on the Vehicle, beginning on the delivery date.

Covers: Engine internals, transmission, transfer case (4WD), drive axles, and seals/gaskets directly contained in covered components.

Excludes: Wear items (brakes, tires, belts, hoses, filters, batteries), cosmetic defects, damage from accidents, neglect, racing, modifications, off-road use, or failure to perform manufacturer-recommended maintenance.

Claim process: Buyer notifies Seller in writing within 7 days of fault discovery, submits a diagnostic report from an ASE-certified mechanic, and obtains pre-authorization before repair. Seller may opt to repair, replace, or refund pro-rata at Seller's option.

Limit: Total warranty payout capped at the sale price of the Vehicle.

Warranty is non-transferable. Extended warranty options up to 5 years available — contact support.
SECTION 5 — 14-DAY RETURN POLICY Buyer may return the Vehicle within 14 days of delivery for any reason with these conditions:
(a) Vehicle returned in same condition as delivered (mileage ≤ delivered + 500 miles);
(b) Return shipping at Buyer's expense;
(c) Restocking fee: 10% of sale price OR $500, whichever greater;
(d) Refund issued within 14 business days of Vehicle receipt and inspection.

6. Buyer Acknowledgements

By clicking "I Agree" Buyer affirms each of:

☐ I understand this vehicle was repossessed and may have undisclosed history.
☐ I have reviewed the listing photos, condition report, and any provided history reports.
☐ I accept the Limited Warranty terms above as my sole remedy for mechanical defects (except as required by non-waivable consumer law in my state).
☐ I accept the 14-day return policy terms.
☐ I have read and agree to the RepoMarket Terms of Service available at {{termsUrl}} (version {{termsVersion}}, accepted {{termsAcceptanceTimestamp}}).
☐ I consent to use of electronic signature under ESIGN Act / UETA.

7. Outside the Warranty

Except as expressly stated in Section 4, the Vehicle is sold AS-IS, WHERE-IS. No implied warranty of merchantability or fitness for purpose extends beyond the Limited Warranty above, subject to non-waivable state consumer protection law.

8. Arbitration & Governing Law

Any dispute resolved by binding arbitration under AAA Consumer Rules. Buyer retains small-claims court rights. Class actions waived. Governing law: {{sellerState}}, except where Buyer's destination state requires its consumer protection law to apply.

PHASE 2PAIDNEWFEDERAL REQ

Odometer Disclosure Statement

slug: odometer-disclosure · type: LEGAL

Federally required (49 U.S.C. § 32705). Auto-exempts when vehicle is 20+ years old at sale date. Cannot be merged into the Sale Agreement because federal law requires it to be a separate, dedicated form. Vehicle release blocked until acknowledged.

Why standalone

  • Federal law mandates dedicated disclosure form
  • DMVs reject title transfers without it
  • Timing matters: must execute before transfer

Auto-exemption

  • currentYear − vehicleYear ≥ 20 → skipped entirely
  • Logged: "ODOMETER_EXEMPT_AGE"
  • Order proceeds straight to Phase 3

Same federal-form structure as the 8-doc design — no changes from that version. See preview in Option C tab.

PHASE 3SHIPPED

Shipping Notification (email only)

type: email template · no DocumentTemplate row

No legal weight, no signature, no need to be a generated PDF in OrderDocument. Just an email with tracking info, plus a "your title docs will be issued on delivery" note. Lives in EmailTemplate, not DocumentTemplate.

What it does

  • Sends transactional email on carrier pickup webhook
  • Buyer sees tracking link in dashboard
  • SMS notification optional

Why not a PDF

  • Saves storage + audit overhead
  • Removes a click-to-agree step buyers don't need
  • Matches industry norm (Copart/IAA also use email)
PHASE 4DELIVEREDBUNDLED · 3-IN-1

Title Transfer Packet

slug: title-transfer-packet · type: CONTRACT

Bundles: Bill of Sale + Repossession Affidavit (conditional on buyer state) + Limited POA (only if buyer opted into DMV-by-mail service). One generated PDF, one HMAC fingerprint, one click-to-agree.

Always renders

  • Bill of Sale section (DMV requirement nationwide)
  • Lienholder + repossession basis disclosure
  • Final mileage at delivery

Conditional sections

  • Repossession Affidavit if buyerState ∈ [CA, TX, FL, PA, NY]
  • POA + notarization if buyer opted into title-by-mail
  • Notary block: 22 states
  • Witness block: 28 states

Full body preview available in Option C tab — same content, just bundled here.

Option B · 3 documents

Absolute minimum. Merges Odometer + Bill of Sale + POA into one Delivery Packet at delivery time. Risk: federal odometer disclosure law expects pre-delivery execution; bundling it post-delivery is a legal stretch a real lawyer should review.

3
PDF documents
1
Email notification
Odometer timing risk
PHASE 1CONFIRMEDEXISTING

Auction Invoice

Same as Option A → Doc 1

Identical to Option A. Switch to Option A tab to view full breakdown.

PHASE 1CONFIRMEDSAME AS V4

Vehicle Sale Agreement

Same as Option A → Doc 2

Identical to Option A. Includes Limited Warranty section, 14-day return, ESIGN acceptance of website T&C.

PHASE 3SHIPPED

Shipping Notification

Same as Option A

Identical to Option A. Email only.

PHASE 4DELIVERED3-IN-1NEW

Delivery & Title Transfer Packet

slug: delivery-title-packet · type: CONTRACT

Merges: Odometer Disclosure + Bill of Sale + Repossession Affidavit (conditional) + POA (optional). Generated only at delivery confirmation.

Why someone might pick this

  • Only 3 PDFs to manage
  • One signing session at delivery instead of two
  • Buyer experience: simpler

Why it's risky

  • Odometer disclosure timing is federally mandated
  • If a regulator audits, post-delivery odometer = audit finding
  • Vehicle could be released with no signed odometer form
  • Some state DMVs reject batched packets

Option C · 8 documents (original design)

Full Copart/IAA-style packet. Vehicle Purchase Agreement, Buyer Acknowledgement, T&C all sent as separate PDFs even though buyer already accepted website T&C at registration. Designed for dealer auctions where each doc is standalone. For consumer-facing platform with warranty, this is overkill and creates redundancy.

8
PDF documents
0
Email-only
3
Redundancy points

Auction Invoice

Same as Options A/B. Identical receipt PDF.

PHASE 1

Vehicle Purchase Agreement (standalone)

type: CONTRACT

Standalone — does NOT include buyer acknowledgements or warranty terms. Those are split into separate documents 3 + 4 in this version.

In Option A this becomes Section 1-3 of the merged Sale Agreement.

PHASE 1

Buyer Acknowledgement (standalone)

Separate doc with the 6 affirmative checkboxes. In Option A this becomes Section 6 of the merged Sale Agreement.

PHASE 1

Terms & Conditions (standalone)

Sent as a separate PDF even though buyer already accepted website T&C at registration. Redundancy point #1.

PHASE 2FEDERAL

Odometer Disclosure

Federally required, cannot be merged. Identical to Option A → Doc 3.

PHASE 3

Shipping Confirmation (PDF)

In Option A this is an email, not a PDF. Redundancy point #2.

PHASE 4

Bill of Sale (standalone)

DMV requirement. In Option A this is the always-rendered section of the Title Transfer Packet.

PHASE 4

Power of Attorney (standalone)

In Option A this is the optional section of the Title Transfer Packet, only included if buyer opted into title-by-mail.

PHASE 4

Repossession Affidavit (conditional)

Only for CA/TX/FL/PA/NY. In Option A this is the conditional section of the Title Transfer Packet.

Side-by-side comparison

Every document, every option, what's PDF vs email, and where redundancy creeps in.

A
4 docs · recommended
B
3 docs · risky
C
8 docs · overkill
Document Phase Option A (4) Option B (3) Option C (8)
Auction Invoice1 · CONFIRMEDPDFPDFPDF
Vehicle Purchase Agreement1 · CONFIRMEDmerged into Sale Agreement §1-3merged into Sale Agreement §1-3standalone PDF
Buyer Acknowledgement1 · CONFIRMEDmerged into Sale Agreement §6merged into Sale Agreement §6standalone PDF
Limited Warranty NEW1 · CONFIRMEDmerged into Sale Agreement §4merged into Sale Agreement §4missing entirely
14-day Return Policy NEW1 · CONFIRMEDmerged into Sale Agreement §5merged into Sale Agreement §5missing entirely
Terms & Conditions1 · CONFIRMEDwebsite reference onlywebsite reference onlystandalone PDF
Odometer Disclosure2 · PAIDPDF · standalonemerged into Phase 4 packet ⚠PDF · standalone
Shipping Notification3 · SHIPPEDemail onlyemail onlyPDF
Bill of Sale4 · DELIVEREDTitle Transfer Packet §1Delivery Packet §2standalone PDF
Repossession Affidavit4 · DELIVEREDTitle Packet §2 if CA/TX/FL/PA/NYDelivery Packet §3 if CA/TX/FL/PA/NYstandalone PDF if CA/TX/FL/PA/NY
Power of Attorney4 · DELIVEREDTitle Packet §3 if title-by-mail opt-inDelivery Packet §4 if opt-instandalone PDF
TOTAL PDFs 4 3 8 (+ no warranty)
Emails 1 1 0
Warranty reflected in docs? YES — Section 4 YES — Section 4 NO — contradicts your website
Federal odometer timing OK? YES — Phase 2 RISKY — Phase 4 YES — Phase 2

My recommendation

Option A. Three reasons.
(1) Reflects your real product — 6-month warranty + 14-day return are in the contract, eliminating the website-vs-contract contradiction that creates legal exposure.
(2) Honors federal odometer timing — disclosure stays at Phase 2 (payment), separate from delivery. Option B's bundling at delivery is defensible but a real lawyer should sign off.
(3) Zero redundancy — website T&C aren't sent twice, shipping notice isn't a useless PDF, BoS + Repo Affidavit + POA are one packet at delivery.